Enjoy more freedom with spending flexibility.
Our credit cards boost your purchasing power with the funds you need, when you need them — with no annual fee. You can also earn rewards!
Features You’ll Love
- Anytime funds
- No annual fee
- Fraud protection
Visa® Classic
The Visa Classic credit card is an ideal first card because of its simplicity, flexibility, and worldwide acceptance.
All of our cards feature:
- No annual fee
- Low Annual Percentage Rate (9.90% APR) on all purchases, cash advances, and balance transfers
- 24-hour online account access
- Free Fraud Protection
Already have a card? Check payments and charges on your Visa account online through Online Services. For more information or to apply for a Business Visa, contact a Grand Altitude Representative at 307-332-5151.
Visa Bison Rewards®
What can you redeem with BISON REWARDS® POINTS?
- Cash Back Redemption: Transferred to account
- Gift cards including charities: Mailed to address
- EGift Cards: Emailed
- Real-time Redemptions: Fuel
- Merchandise and Experiences
- Flights
- Hotels
- Rental Cars
How can you earn BISON REWARDS®?
Earn points with every transaction:
3 points for every $1 spent on grocery purchases
2 points for every $1 spent on gas purchases
1 point for every $1 spent on all other purchases
Bonus Rewards– 10,000 Bonus points if you spend $2,500 or more within 90 days.
Current members can access Bison Rewards® from our Grand Altitude App or Online Banking for points earnings and redemption.
Know your limit. Exceeding your limit is usually considered a violation of your account agreement and may result in additional fees or penalties, or the freezing or cancellation of your account.
Pay on time. Whether you choose to make the minimum payment or to pay the total outstanding balance, your payment must reach the financial institution or business by the payment due date. Otherwise, you will incur late fees, and you may damage your credit history.
Stay in good graces. Most payment cards offer a grace period where you can pay off the total balance of your account and avoid any finance charges. In a way, it's like an interest-free loan for up to 30 days, because purchases paid off during the billing period, during which they were incurred, do not accrue interest. In fact, many consumers pay their balance in full during this period.
Get to know your APR. Because different institutions often use different systems for computing finance charges, your APR (annual percentage rate) is a valuable number to know. If you plan to carry a balance on your account often, it may make sense to shop around for a lower APR, even if you must pay a higher annual cardholder fee.
Keep in touch. If you change your name, address, or job, notify your lending institution immediately. Your payment could turn into a late payment in the time it takes for a statement to be forwarded to your new address by the postal service. Also, contact your lender if you cannot make a payment on your account for any reason. Special payment options or agreements may be arranged that will satisfy both you and your lender while keeping your good credit history intact.
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Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificates can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Auto, Motorcycles and RV Loans
Grand Altitude is proud to offer one low rate for Autos, RVs and Motorcycles. Rates as low as 5.49% depending on Credit Score and Terms.
Credit Cards
| Type | APR |
|---|---|
| Visa Classic | 9.9% |
| Visa Bison Rewards® | 15.50% |
Loan interest rates and terms provided above are only estimates. Best Rate may vary based on personal credit history and will be provided by Grand Altitude Federal Credit Union upon approval of a completed loan application. Rates are subject to change without notice.
Money Market Accounts
| Balance | Rate | APY |
|---|---|---|
| $2,000 - $20,000 | 1.20% | 1.20% |
| $20,000 - $75,000 | 1.30% | 1.30% |
| $75,000 - $100,000 | 1.40% | 1.40% |
| $100,000 + | 1.50% | 1.50% |
Share & IRA Certificates
| Term | Balance | Rate | APY |
|---|---|---|---|
| 6 Month | $500 | 3.55% | 3.58% |
| 12 Month | $500 | 3.45% | 3.45% |
| 24 Month* | $500 | 3.40% | 3.40% |
| 36 Month* | $500 | 3.40% | 3.40% |
| 48 Month* | $500 | 3.45% | 3.45% |
| 60 Month* | $500 | 3.45% | 3.45% |
*Earn More: Certificates with a balance of $50,000 or more receive a 10 basis premium. The premium is available for 24, 36, 48 and 60 month Certificates.
Early withdrawal penalties apply.
Share Accounts
| Account | Minimum Balance | Rate | APY |
|---|---|---|---|
| Regular Savings | $25 | 0.10% | 0.10% |
| Christmas Club | $0 | 1.00% | 1.00% |
| IRA Accounts | $1 | 0.25% | 0.25% |