Turn your equity into cold, hard cash.
A home equity loan could be your emergency reserve, financing for your next project, and so much more.
Features You’ll Love
- Competitive rates
- Flexible terms
- Tax advantages1
- Competitive, variable rates for several ongoing or seasonal needs:
- Education expenses
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And more
- The existing equity in your home is used as collateral backing
- 5-year advanced period
- No cash advance fees
- Possible tax advantages on interest paid1
- Access funds anytime via transfers to your Grand Altitude checking account
- Local decision-making and processing right in your backyard
- Friendly, personalized service from people you know
- No annual fee
- Optional debt protection insurance provided by TruStage®
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1Consult a tax advisor
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificates can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Auto, Motorcycles and RV Loans
Grand Altitude is proud to offer one low rate for Autos, RVs and Motorcycles. Rates as low as 5.49% depending on Credit Score and Terms.
Credit Cards
| Type | APR |
|---|---|
| Visa Classic | 9.9% |
| Visa Bison Rewards® | 15.50% |
Loan interest rates and terms provided above are only estimates. Best Rate may vary based on personal credit history and will be provided by Grand Altitude Federal Credit Union upon approval of a completed loan application. Rates are subject to change without notice.
Money Market Accounts
| Balance | Rate | APY |
|---|---|---|
| $2,000 - $20,000 | 1.20% | 1.20% |
| $20,000 - $75,000 | 1.30% | 1.30% |
| $75,000 - $100,000 | 1.40% | 1.40% |
| $100,000 + | 1.50% | 1.50% |
Share & IRA Certificates
| Term | Balance | Rate | APY |
|---|---|---|---|
| 6 Month | $500 | 3.55% | 3.58% |
| 12 Month | $500 | 3.45% | 3.45% |
| 24 Month* | $500 | 3.40% | 3.40% |
| 36 Month* | $500 | 3.40% | 3.40% |
| 48 Month* | $500 | 3.45% | 3.45% |
| 60 Month* | $500 | 3.45% | 3.45% |
*Earn More: Certificates with a balance of $50,000 or more receive a 10 basis premium. The premium is available for 24, 36, 48 and 60 month Certificates.
Early withdrawal penalties apply.
Share Accounts
| Account | Minimum Balance | Rate | APY |
|---|---|---|---|
| Regular Savings | $25 | 0.10% | 0.10% |
| Christmas Club | $0 | 1.00% | 1.00% |
| IRA Accounts | $1 | 0.25% | 0.25% |