Everyday checking designed to move with your life.
No matter where life takes you, our Basic Checking makes banking manageable. It’s simple to open, effortless to maintain, and packed with convenient features.
Features You’ll Love
- No monthly service fees
- Access to surcharge-free ATMs
- Unlimited monthly transactions
- Easy checking solution for everyday needs
- No monthly service fees
- No minimum balance requirements
- Unlimited monthly transactions
- Free digital banking services
- One-time $5 setup fee for online bill pay
- Paper statements available (free e-statements recommended!)
- Direct deposit available
- Free Visa® debit card with approved credit
- Surcharge-free ATMs available
- No minimum deposit to open
- Courtesy Pay – Courtesy Pay is an overdraft protection that will keep your lifestyle flowing by having the Credit Union cover your bills while avoid insufficient funds fees.
*Example of $160 per year based on the average monthly bank fee of $13 per month sourced from https://www.money-rates.com/research-center/bank-fees/
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificates can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Auto, Motorcycles and RV Loans
Grand Altitude is proud to offer one low rate for Autos, RVs and Motorcycles. Rates as low as 5.49% depending on Credit Score and Terms.
Credit Cards
| Type | APR |
|---|---|
| Visa Classic | 9.9% |
| Visa Bison Rewards® | 15.50% |
Loan interest rates and terms provided above are only estimates. Best Rate may vary based on personal credit history and will be provided by Grand Altitude Federal Credit Union upon approval of a completed loan application. Rates are subject to change without notice.
Money Market Accounts
| Balance | Rate | APY |
|---|---|---|
| $2,000 - $20,000 | 1.20% | 1.20% |
| $20,000 - $75,000 | 1.30% | 1.30% |
| $75,000 - $100,000 | 1.40% | 1.40% |
| $100,000 + | 1.50% | 1.50% |
Share & IRA Certificates
| Term | Balance | Rate | APY |
|---|---|---|---|
| 6 Month | $500 | 3.55% | 3.58% |
| 12 Month | $500 | 3.45% | 3.45% |
| 24 Month* | $500 | 3.40% | 3.40% |
| 36 Month* | $500 | 3.40% | 3.40% |
| 48 Month* | $500 | 3.45% | 3.45% |
| 60 Month* | $500 | 3.45% | 3.45% |
*Earn More: Certificates with a balance of $50,000 or more receive a 10 basis premium. The premium is available for 24, 36, 48 and 60 month Certificates.
Early withdrawal penalties apply.
Share Accounts
| Account | Minimum Balance | Rate | APY |
|---|---|---|---|
| Regular Savings | $25 | 0.10% | 0.10% |
| Christmas Club | $0 | 1.00% | 1.00% |
| IRA Accounts | $1 | 0.25% | 0.25% |